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Letter 1175: what it means and what to do

Got an IRS Letter 1175? Here is what it means, your deadline, what to check before you answer, and how to reply. Check your own letter free: it stays on your phone.

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What the IRS says this notice is about

What these letters are about

Collection of your account may be postponed during your period of active military service. Letter 1175, issued first, acknowledges receipt of your inquiry about deferring payment of your outstanding tax account and provides next steps. The letter includes a request for more information required to be received within 60 days of the date of the letter. Based on the information we received, and the determination made, you will receive a second letter. Letter 289 if your request has been approved, or Letter 3079 if your request has been denied.

What you need to do

Your deadline

The IRS page for this notice mentions 60 days. Always use the date printed on your own notice.

What to check before you answer

You may be able to remove the penalties

If you had no penalties in the 3 tax years before, filed all required returns, and paid or arranged to pay the tax, the IRS First-Time Abatement policy can remove failure-to-file and failure-to-pay penalties. You can ask in writing or by phone.

Cannot pay it all now? Ask for a payment plan

You can apply for a payment plan on irs.gov. Interest keeps running until the balance is paid, so pay what you can now.

Is this letter really from the IRS?

The IRS writes first by mail. A real letter shows a notice or letter number, your name and part of your tax ID number. The IRS does not ask for payment by gift card, crypto or wire transfer. If in doubt, sign in to your IRS online account, where many notices are listed.

You may want to

Common questions

What happens if I don't pay or contact the IRS? (added Aug. 27, 2025)

If you don't pay the amount due immediately or make payment arrangements, we can file a Notice of Federal Tax Lien publicly establishing our priority with your creditors. If the tax lien is in place, you may find it difficult to sell or borrow against your property. The tax lien would affect your ability to get credit ― which may harm your credit rating.

In addition, we can seize ("levy") any state tax refund to which you're entitled. If you still have an outstanding balance after we seize ("levy") your state tax refund, we may send you a notice giving you a right to a hearing before the IRS Independent Office of Appeals, if you haven't already received such a notice. We can then seize ("levy") or take possession of your other property or your rights to property. Property includes:

Who should I contact if I have questions about the requested information? (added Aug. 27, 2025)

If you have any questions about the letter, call the phone number shown on your letter as soon as possible.

What if I don't agree or have already taken corrective action? (added Aug. 27, 2025)

If you don't agree, contact us immediately to discuss your matter.

If you have already paid this liability or arranged to pay it with an Installment Agreement, you should still call the contact number shown on your letter to make sure your account reflects this.

Helpful information

Publication 3, Armed Forces' Tax Guide

Publication 4940, Tax Information for Active Duty Military and Reserve Personnel PDF

Publication 5801-A, Tips & Resources for Military Spouse Entrepreneurs PDF

Publication 4782, Federal Income Tax Withholding after Leaving the Military - Life Cycle PDF

Servicemembers Civil Relief Act of 2003 (SCRA)

50 U.S.C.A Section 4000 (formerly cited as 50 App. USCA 573, on the Soldiers' and Sailors' Civil Relief Act of 1940.)

Questions & answers on combat zone tax provisions

Combat zones

Extension of deadlines , Combat zone service

Helpful information for military personnel

Form 8857, Request for Innocent Spouse Relief PDF

About Form 8379, Injured Spouse Allocation

Get my response letter for Letter 1175

Related notices

Source

  1. IRS: Understanding your Letter 1175, 3079, or 289 regarding military deferment