Home › IRS notices › Letter 6475
Letter 6475: what it means and what to do
Got an IRS Letter 6475? Here is what it means, your deadline, what to check before you answer, and how to reply. Check your own letter free: it stays on your phone.
Check my Letter 6475 freeWhat the IRS says this notice is about
The IRS began issuing letter 6475, Economic Impact Payment (EIP) 3 End of Year, in January 2022.
This letter helps EIP recipients determine if they’re eligible to claim the Recovery Rebate Credit on their 2021 tax year returns. This letter provides the total amount of the third Economic Impact Payment and any plus-up payments received for tax year 2021. For married individuals filing a joint return, each spouse will receive their own letter showing half of the total amount.
Letter 6475 only applies to the third round of EIP issued between March 2021 and December 2021. This includes “plus-up” payments.
Plus-up payments were additional EIP 3 payments the IRS sent to people who:
- Received a third Economic Impact Payment based on a 2019 tax return or information receive from Social Security Administration, Railroad Retirement Board or Veterans Administration, and
- Were eligible for an additional amount based on their 2020 tax return
Most eligible people already received the full amount they are entitled to receive. Anyone who did not receive the full amount they are entitled to should review the payment information to determine whether they should claim the Recovery Rebate Credit for tax year 2021.
For example, parents of a child born in 2021 - or parents and guardians who added a new qualifying dependent to their family in 2021 - did not receive a third-round Economic Impact Payment for that dependent and may be eligible to receive up to $1,400 for the dependent by claiming the Recovery Rebate Credit.
2021 tax year information
The IRS is streamlining where we store information you need to file your 2021 tax return. For married individuals filing a joint return with their spouse, each spouse will need to log into their own Online Account for their portion of the total payment.
Your Online Account includes summaries for the:
- Third Economic Impact total payment amount
- Advance Child Tax Credit total payment amount
We updated Online Account with the third Economic Impact Payment at the end of January - in time for the 2021 tax return filing season.
How to learn more
Visit IRS.gov for more information about the Economic Impact Payments and other COVID-19 -related tax relief.
Your deadline
Answer by the date printed on your notice. If there is no date, answer as soon as you can, and call the number on the notice if you need more time.
What to check before you answer
Is this letter really from the IRS?
The IRS writes first by mail. A real letter shows a notice or letter number, your name and part of your tax ID number. The IRS does not ask for payment by gift card, crypto or wire transfer. If in doubt, sign in to your IRS online account, where many notices are listed.
Get my response letter for Letter 6475